Modern two-story house with large glass windows and a balcony, surrounded by tall trees and reflected in a swimming pool at sunset.

Proper Insurance for Airbnb Hosts

The #1 rated STR insurance provider for Airbnb and vacation rental hosts in 2026

Proper Insurance is the nation's leading short-term vacation rental insurance provider, offering comprehensive coverage in all 50 states. Starting at $100/month, Proper protects your property, rental revenue, and business liability with Airbnb-native integration and fast underwriting. Unlike homeowners insurance, Proper covers STR-specific risks including:

guest-caused theft and damage

hot tubs

liquor liability

bed bugs

amenity liability

fleas

hot tubs and pools

squatters

bikes

and more

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Get in touch

Proper Insurance: The #1 STR Insurance Provider in 2026

Proper Insurance is the top short-term rental insurance provider, offering policies designed to address the unique challenges and risks associated with vacation rental properties. With expertise spanning all 50 states, Proper Insurance delivers peace of mind with tailored policies.

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Upgrade to Proper Insurance’s Commercial Policy

Modern two-story house with large glass windows illuminated warmly at dusk and outdoor seating area.

Commercial Business Liability Insurance

Protect your vacation rental business with commercial general liability coverage options of $1M and $2M. This coverage protects your business in the event a guest is injured on or off your property, injures someone else, or causes damage to another's property.

Modern two-story house with balcony, poolside lounge chairs, palm trees, and bright sunset sky.

Building & Contents Coverage

Ensure your buildings and contents are covered on an all-risk basis with reimbursement for replacement cost valuation. This means you receive new for old at the time of a covered loss.

Modern house balcony overlooking a lush garden with the sun setting or rising in the background.

Business Revenue Protection

Safeguard your rental revenue against unforeseen circumstances like water damage, hail, or guest damage that could prevent you from renting out your property.

Get in touch

Proper Insurance is dedicated to providing short-term rental owners with comprehensive insurance solutions. Contact Proper Insurance today at 888-631-6680 or submit your information online for a complimentary consultation and coverage comparison.

Upgrade to Proper Insurance’s Commercial Policy

This personalized session will address the specific needs of your short-term rental property and provide you with a clear understanding of the best insurance solution for your business.